Hagerty’s new vintage trailer insurance program

Watch Angelic Hathway provide all the details on Hagerty’s new vintage trailer insurance program. Angelic joined Tin Can Tourists’ Terry Bone during the 4th session of the Tin Can Tutoring session to present the program and to answer questions.

Benefits of Hagerty Vintage Camper Trailer Insurance

  • Guaranteed Value®- We’ll work with you to determine an accurate value for your trailer. No appraisal is required. If a covered total loss happens, we’ll pay you that amount. Guaranteed.
  • Premises Liability – You can rest easy knowing you are protected while your trailer is set up and being used on a site.
  • Personal property – Also included with your policy is protection up to $1,500 for items like clothing, furnishings and electronics and up to $500 for awnings.
  • Expert claims handling – If you need to file a claim, you’ll talk to an in-house specialist who understands vintage camper repair. You can choose the shop or do the work yourself (we’ll pay you).

Additional Coverages

  • Vehicle Under Construction – For an additional $20/yr., your trailer is protected while being restored or renovated and you get 10% automatic quarterly value increases to its Guaranteed Value®. Includes $750 in automotive tool coverage.
  • Evacuation Expense – Add $5 to your policy and get a portion of reasonable expenses paid for while moving vehicles from an area experiencing emergency conditions.
  • Cherished Salvage – In the unfortunate event of a covered total loss, keep your camper and still receive its Guaranteed Value® (less any deductible). Cost is 15% of the vehicle’s comprehensive and collision premium.

Qualifying for vintage camper trailer insurance

Before you hitch it up, check out what qualifies

  • The camper must be towable—motorized campers are not eligible
  • The minimum insured value is $2,000
  • Campers must be 25 years or older. Newer replicas will be considered
  • Condition must be good to better condition, unless the camper is undergoing active restoration. Photos are required
  • You can’t live in your camper full-time or use it for business
  • No outside storage allowed in Florida, or within 50 miles of the coast in Louisiana
  • Exterior and interior photos required


  1. I attended the seminar. I had my Airstream appraised, was all ready to sign up with Hagerty, I gave them all my information and was told their insurance was still not available in New York State.

  2. Hi Fred- you might to watch the video again. You don’t need an appraisal and New York State is in red on the map she reviewed which indicates it is one of the last states that will become available.

  3. I’m going to reach out to Haggerty, . If the coverage is “Stated Value” vs “Agreed Value”, I’m not sure how they can value a risk without some sort of an appraisal


  4. The vintage trailer hobby is now just over twenty years old. It’s good to see a gold standard company like Hagerty finally enter the field for our collector needs. After Hagerty assembles a good sample of restored vintage trailers they will be able to establish a “Black Book (for vintage camper trailers)” for the good/better/best values. They have done this already in the collector car/truck/motorcycle segment. It’s a large undertaking, my guess taking years to assemble. Most trailer change hands for cash with no, or little documentation, not like on the large auction sites like cars. Until then, I would only be comfortable using a Certified Appraiser to document and establish the vehicle value for insurance purposes. It’s nice that they will write a policy without the added cost of a independent appraisal, but why would you take the chance of buying less coverage than you need to cover your investment?

    Campsite, or some may call it Vacation Liability rider is a very important part to the process of obtaining the correct type of coverage on your vintage camp trailer. Under $25k in liability/medical liability coverage seems rather insufficient? Other policies offer $100K for only $6/year additional.

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